Grab Your FREE

HomeBuyers Check List Today!

This Home Buyer Checklist Ebook is your essential guide to navigating the home buying process with confidence. Inside, you’ll find practical steps, helpful tips, and key reminders to avoid costly mistakes and stay organized from pre-approval to closing. Use it to make informed decisions and move one step closer to owning your dream home.

  • Understanding the Home-buying Process: Step-by-step guidance on how to navigate the entire process with ease.

  • Understanding the Different Types of Loans: Learn about various loan options like FHA, VA, and conventional loans to find the best fit for you.

  • What You Need to Know About Closing Costs: Understand the closing costs involved and how to prepare financially for the big day.

  • Common Pitfalls to Avoid: Learn the mistakes that can hurt your credit score and hinder your ability to buy a house, and how to avoid them.

  • Q&A with a Real Estate Expert: Have your questions answered live by an experienced realtor with over 33 years in the industry.

I Am Rubbie Groves-Clay?

I am a proud St. Louis native, real estate broker, and founder of Clay Realty Group LC and Series Of Gifts LLC. With over 33+ years in real estate and 35+ years in property management,

I understand how challenging the journey to homeownership can be, especially when financial struggles quietly weigh on you. I’ve been there myself, facing tough decisions and wondering how to make it all work.

That’s why I created this "Home Buyers Checklist." a free eBook designed to empower you with the tools, insights, and confidence needed to navigate the home-buying process.

This eBook isn’t just about purchasing a home; it’s about providing you with actionable steps to take control of your future and make informed decisions every step of the way.

Whether you're a first-time buyer or just need a refresher, the practical advice in this guide will help you feel confident as you move toward owning the home of your dreams. I know the road can feel overwhelming, but you don't have to face it alone. Let me help you make the home-buying process easier, more manageable, and achievable.

What Others Are Saying

Multiple Offers in Days

Rubbie made selling my home smooth and stress-free! Her expertise and dedication got us multiple offers within days.”
— Mary M.

Sold Above Asking Price

Clay Realty Group handled everything perfectly. Rubbie’s guidance helped me sell above asking and close fast!

— Brandon K.

Saved from Foreclosure

Rubbie stepped in just 35 days before foreclosure and saved me! She sold my home fast, negotiated everything, and turned a crisis into a fresh start.”

- Kimberly S.

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